The Team



It’s time to consider the alternative.

The experience and industry relationships of the manager is the most important factor in the success of a MIC. The manager’s organization and underwriting skills define the character of the MIC’s portfolio.

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David graduated from university in 1975 and had 8 years of Management Accounting experience with one of the largest company in Hong Kong. Immigrated to Canada in 1984 with his family and started the financial career mainly in managing and agency building with Insurance companies. In 2000, David started his own brokerage company, Torce Financial Group mainly marketing and distributing products in the Insurance and Wealth Management industry. Currently the company has over 1,000 brokers associated with it in five offices located in Toronto, Vancouver and Hong Kong. The company’s mission is “To provide the best financial protection and investment opportunities to our customers”. Its motto is “Let’s Grow Together Financially”.

David joined Richmond Hill and Markham Chinese Business Association in 1999 as a director with the primary objective to promote and explore business opportunity to the members in these areas. He was elected as the President of the Association in 2005 (period of 2005-2007). After fulfilling his two-year term as a president, he stays in the board to share his experience and wisdom with the directors. Expanding membership and providing more resources and business assistance to help members grow their businesses are still his primary goals.



Chris Graduated from the University of Windsor with a Bachelor of Science degree (Biology) in 1989 and with a Bachelor of Art degree (Economics) in 1991 and obtained his mutual funds license in 1993 and completed the CSI Branch Compliance Officer course in 2002. Chris joined TD Canada Trust in 1992 and held a number of senior positions within the organization such as Director of TD Mutual Funds, Personal Loan Officer, Branch Manager and District Vice-President for Greater Toronto Area managing over 16 branches and 280+ employees. Chris then joined iBrokerPower Capital Inc. as Vice-President Business Development and at the same time served as Director for Ginkgo Mortgage Investment Corporation from 2011 to 2013.

Chris is a licensed mortgage agent registered with the Financial Services Commission of Ontario. He is also a member of Independent Mortgage Brokers Association of Ontario (IMBA) and Canadian Association of Accredited Mortgage Professionals (CAAMP). Chris successfully completed the Partners, Directors and Senior Officers course offered by Canadian Securities Institute as well as the Exempt Market Products course by IFSE.



Will Sung has been active in the real estate industry in Toronto since 1984. In 1989 he established Landstars Realty Inc. Since joining the Century21 franchise system in 1991, Landstars Realty has earned and maintained the status of a ‘Centurian Office’ within the organization. ‘Centurian Office’ is an honourable recognition granted to those offices with remarkable sales achievement. Will Sung is reputable within the industry for being creative and pioneering.

During the recession of the early 90′, Sung innovatively cultivated a Canadian Asian market along Highway 7 between Leslie Street and Bayview Avenue in Richmond Hill of Ontario. His success in launching over one million square feet of commercial condominiums to Asian entrepreneurs then has been regarded as a real estate miracle. He is currently the owner of Landstars 360 Realty Inc. Brokerage. Besides being the founding director of the Richmond Hill & Markham Chinese Business Association, Will Sung is also the President of the Vaughan Chinese Business Association. His mission is to bring forth a closer tie between the Canadian entrepreneurs and their Chinese counterparts.



Phoebe earned her degrees and certifications from the University of Waterloo and the University of Washington. She developed strong analytical and project management skills working as a Research Development Coordinator at Harborview Medical Centre in Seattle and at Rush Medical Centre in Chicago. In the summer of 2011, she moved back to Canada and obtained her mortgage agent license working for the Mortgage Centre and as Sales Manager at Torce Capital Inc. She achieved the Top New Mortgage Agent Award in 2012 and has demonstrated a passion and a world of knowledge on real estate investment and mortgage financing.

Phoebe is now the franchise owner and Principal Broker of Mortgage Architects – Radiance Mortgage in Markham, Ontario. She is also an Accredited Mortgage Professional, member of CAAMP and IMBA. She successfully completed the Moody’s Analytics Certification for Analyzing Commercial Real Estate course offered by Canadian Securities Institute. In addition, she is an experienced land investor, actively involved in a number of land development projects in Ontario, Calgary, Florida, California and Washington.