It's time to consider the alternative.

RESCO MIC: An alternative investment. Suitable for accredited or permitted investors to diversify your portfolio.

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Philosophy: Simplicity, Stable and High Performance


Reasons to invest with RESCO MIC

We pride ourselves in understanding what investors want.

Stable & consistent rate of return

Since inception we have been generating 8% rate of return per annum.

Passive income

Interest is payable monthly or you can choose to participate in the DRIP.

Diversified to reduce risk

We diversified our portfolio by funding a large number of smaller mortgages across different citites in Canada.

Secured by real estate

Our mortgage portfolio consists of mainly residential loans secured by marketable properties.


We provide our investors with quarterly statement and annual audited financial statement.

RRSP & TFSA eligible

Your investment is TFSA and RRSP eligible for tax efficiency.


Minimum investment is only $10,000

Experienced management

Our Board of Directors has a combined of over 100 years experience in the financial industry.


And what's the catch? ...

Risk management

The key to long-term success is active risk management.

Small loan amount

Mortgage average size is $330,000. We diversified our portfolio by funding a large number of smaller mortgages as opposed to just a few larger loans.

Short duration

Short term financing with over 90% of our mortgages maturing within one year. To reduce real estate valuation risk, majority of our mortgages are shorter term between 6 to 12 months. This allows us to react and to adjust quickly to the changing market conditions. We also currently do not finance any land investment or development project, which have significant duration risk.

Valuation of security

Each property is located at desirable locations with maximum loan to value of 85%.

Prudent underwriting

We evaluate the credit worthiness of potential borrowers by incorporating both qualitative and quantitative measures.

Residential focus

No more than 30% of the mortgages held will be commercial loans and currently 100% of our mortgages are secured by residential properties.

Geographic & size diversification

We diversified our portfolio by funding a large number of smaller mortgages across many desirable locations as opposed to just a few larger loans. Our portfolio spans across three major provinces and 60 cities.

Real estate secured

Our mortgage portfolio primarily comprises of residential loans secured by first or second mortgages. The total mortgage amount will not exceed 85% of the most recent of the property valuation. We further diversify our portfolio by funding a large number of smaller mortgages as opposed to just a few larger mortgages.

Get your dream RESCO MIC account set up and running in no time.

Step 1: Call us today (905) 886-8786

Set up a time with us to learn more about our products. Or email us at

Step 2: Meet with a dealing representative

After you learn about our offering, the next step is to meet with a dealing representative to determine the appropriateness of investing in exempt products.

Step 3: Fund your account

After your dealing representative closes your trade, your account will be funded.


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Frequently Asked Questions

Some of the most frequently asked questions from our investors new to exempt market products and mortgage investment corporation

What do I need to start?

You are either an accredited or permitted investor residing in Canada and a $10,000 minimal investment.

What is a Dividend Reinvestment Plan (D.R.I.P.)?

Dividend Reinvestment Plan is a plan offered by a corporation that allows investors to reinvest their cash dividends by purchasing additional shares or fractional shares on the dividend payment date. Then the next time the dividend is issued you have more shares, so your dividend is higher, and you reinvest more, thus gaining more shares. This is called compounding and it is an excellent way to increase the value of your investment.

What is the role of Olympia Trust?

Their role is to act as an unbiased administrator but they do not sell or promote any investment offerings. They assist investors by holding their funds and securities in trust, processing investment transactions as instructed, issuing tax documentation, record keeping and much more.

How much does it cost to open an RRSP or TFSA account with Olympia Trust?

Annual Administration Fee is $150.00. The Annual Administration fee is charged immediately upon opening an account and is prorated to half price for accounts opened July 1st or later each year. The full annual fee will then be charged on January 1st of each year thereafter. All fees are subject to applicable taxes. Please check Olympia Trust Fee Schedule for more details.

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Start today to invest for your dream retirement.Don't waste more time!